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請幫我翻譯 ( 中譯英 ) 20 points

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李先生指出現行之壞賬比率指標是單一的,這是不夠全面的壞賬反映。他提議另一指標數據DTC,其表現出當時壞賬佔盈利之指標。本行錄得06年時11.5%,07年時12%和08年時之12.5%,反映出壞賬持續輕微上升,預期09年仍在此水平,為了控制DTC之比率,李先生提議增加清數時之附加利息劃一至0.8%,此舉不會影響私貸吸引力,但可增加清數時之額外利息。 另一方面,本公司於08年中客戶總數跌至06年水平約3000個戶口,而08年尾希望能夠擴大客戶數目。為了DTC不要下跌,所以我如們要推行高息項目,以彌補損失。

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最佳解答:

李先生指出現行之壞賬比率指標是單一的,這是不夠全面的壞賬反映。他提議另一指標數據DTC,其表現出當時壞賬佔盈利之指標。本行錄得06年時11.5%,07年時12%和08年時之12.5%,反映出壞賬持續輕微上升,預期09年仍在此水平,為了控制DTC之比率,李先生提議增加清數時之附加利息劃一至0.8%,此舉不會影響私貸吸引力,但可增加清數時之額外利息。 另一方面,本公司於08年中客戶總數跌至06年水平約3000個戶口,而08年尾希望能夠擴大客戶數目。為了DTC不要下跌,所以我如們要推行高息項目,以彌補損失。 Mr Lee pointed out that the current ratio of bad debts is a single indicator, it is not comprehensive enough to reflect the bad debts. He proposed another indicator data DTC, its performance to bad debts at the time of the profit targets. The Bank recorded a 06 at 11.5 percent, 07, 08 and 12 percent at the 12.5%, a slight increase reflects the continuing bad loans, 09 are still expected this level, in order to control the ratio of DTC, the proposed increase-a few days When the additional interest to a uniform 0.8 percent, it will not affect the attractiveness of private loans, but the number could increase when the extra-interest. On the other hand, the Company 08 in the total number of customers fell to 06 levels of about 3,000 accounts, while 08 want to expand the end of the number of customers. DTC not to drop, so I have to implement such as high interest rates, to compensate for the loss.

其他解答:

Mr Lee pointed out that the current ratio of the bad debts is one-sided; it is not enough to reflect the overall of the bad debts. He suggested that another index according to DTC data; it showed the profit index contributing the profit of the bad debts. Our branch has recorded an 11.5 percent in 2006, & a 12% in 2007 and a 12.5% in 2008, indicating/reflecting the bad debts is continuously increasing slightly, it is expected to remain at this level in 2009. In order to control the ratio of DTC, Mr Lee suggested increasing an extra uniform interest rate to 0.8% when customers clearing the debts, this rate would not affect the attractiveness of private loans, but it would increase an extra interest when debts are being cleared. On the other hand, the 2008 customers’ numbers have fallen to the number of 3000 accounts as in 2006 and with the hope of increasing and expanding the numbers of customers in end 2008. We have to introduce high interest products/items first in order to avoid the DTC ratio dropping and second to compensate for the loss.|||||Mr. Li pointed out that the present bad account ratio target is sole, this is not the comprehensive bad account reflection. He proposed that another target data DTC, it displayed at that time the bad account to occupy target of the profit. Line of business records when 06 years when 11.5%,07 years 12% and time 08 year 12.5%, reflected the bad account continues to rise slightly, anticipated 09 years still in this level, to control ratio of the DTC, Mr. Li proposed that increases the clear several:00 interest surcharge to delimit one to 0.8%, this act will not affect the private loan attraction, but may increase the clear several:00 extra interest. On the other hand, this company the customer total drops to 06 year level in 08 years the approximately 3000 registered permanent addresses, but 08 end of the year hopes can 夠 the expanded customer number. Do not fall for DTC, therefore I like must carry out the urious interest project, repair damage.
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